Listings focus on the St. Louis region and St. Charles County, with some statewide services included. Verified information comes from the START HERE St. Louis Area Resource Directory, 17th Edition (2026) (Criminal Justice Ministry, startherestl.org) and directly submitted organization information. Always call to confirm availability and eligibility.
County-funded program helping low- and moderate-income households at risk of losing housing with rent, mortgage, and utility assistance through partner agencies.
Verified ResourceHousing Assistance
Office
201 N. Second Street, St. Charles, MO 63301
2-1-1 · Apply through 2-1-1; case manager returns calls within about 72 hours
Intake: Dial 2-1-1 and follow the housing assistance prompts.
Counties served from this site: St. Charles County
Low- to moderate-income St. Charles County residents on the verge of homelessness. Income documentation required. Call first — shelter availability and intake hours change.
Sts. Joachim & Ann Care Service — Housing Assistance & Street Outreach
Located in this city
Housing program for people who are homeless or facing eviction or utility shutoff: rent, mortgage, and utility help, rental deposits, street outreach to unsheltered neighbors, and ongoing case management. Also operates affordable and transitional housing units.
Verified ResourceHousing AssistanceFaith-Based
Office
4116 McClay Rd, St. Charles, MO 63304
(636) 441-1302 · Weekdays — call for an appointment
Intake: Call the Care Service or dial 2-1-1 for Coordinated Entry.
Counties served from this site: St. Charles County, Lincoln County, Warren County
Residents of St. Charles, Lincoln, and Warren counties who are homeless or at risk. Income guidelines apply. Call first — shelter availability and intake hours change.
Service area: St. Charles County, Lincoln County, Warren County
Catholic Charities Community Services — St. Peters
Located in this city
Financial assistance with rent, utilities, and prescriptions for low-income St. Charles County households, as funds are available, plus case management and referrals.
Verified ResourceHousing AssistanceFaith-Based
Office
255 Spencer Road, Suite 202, St. Peters, MO 63376
(636) 498-2273 · Weekdays — call for appointment availability
Counties served from this site: St. Charles County
City of O'Fallon — Emergency Homeless Prevention Program
Located in this city
City program administered by Sts. Joachim & Ann Care Service and NECAC that helps O'Fallon residents on the verge of homelessness stay housed with mortgage, rent, and utility assistance.
Verified ResourceHousing Assistance
Office
100 North Main Street, O'Fallon, MO 63366
(636) 240-2000 · Monday–Friday 8:30am–4:30pm; apply through 2-1-1
Intake: Dial 2-1-1, press 2, enter your ZIP code, press 3, and leave a message; a case manager returns the call within 72 hours.
Counties served from this site: St. Charles County
Residents of St. Charles, Lincoln and Warren counties. Photo ID required; request form must be submitted first. Hours change often — call to confirm before visiting.
Verified listing · Source: Start Here St. Louis Area Resource Directory, 17th Edition (2026) · Last verified 2026-02-10
CARDINAL RITTER SENIOR SERVICES
Located in this city
cwww.cardinalritterseniorservices.org 314-961-8000 Social service programs, affordable housing, independent living, assisted living, dementia care, nursing facilities. Check the website for locations, program, etc.
Verified ResourceHousing Assistance
Main Office
7601 Watson Rd., St. Louis, MO 63119
314-918-2258
Virtual services
Categories
Housing, Utility Assistance
Population served
All Residents
Availability
Business Hours
Eligibility
See listing details; contact the organization to confirm current requirements.
Service area: St. Louis County
Clients must be 60 years of age and older. City residents in threat of disconnect.
314-918-2258
Verified listing · Source: Start Here St. Louis Area Resource Directory, 17th Edition (2026) · Last verified 2026-02-10
FRANCISCAN CONNECTION
Located in this city
Tuesday & Thursdays:1:00pm-3:00pm,.Wednesday & Friday:10:00am-12:00pm. Must live in zip codes 63111, 63116 or 63118
Verified Resource
Main Office
5201 Virginia St., St. Louis, MO 63111
314-773-8485
Virtual services
Categories
Utility Assistance
Population served
All Residents
Availability
Business Hours
Eligibility
See listing details; contact the organization to confirm current requirements.
Verified listing · Source: Start Here St. Louis Area Resource Directory, 17th Edition (2026) · Last verified 2026-02-10
OFFICE OF FINANCIAL EMPOWERMENT City of St. Louis Treasurer
Located in this city
Free financial education and counseling resources to help raise credit scores, start a business, assist students efforts to attend college,more. Kindergarten college fund.
Verified Resource
Main Office
1200 Market Street City Hall Room 220, St. Louis, MO 63103
314-350-3916
Virtual services
Categories
Utility Assistance
Population served
All Residents
Availability
Business Hours
Eligibility
See listing details; contact the organization to confirm current requirements.
